Artega vs Stripe

Stripe can hold your money, and it can't guarantee it will keep your name off a client's statement the way Artega does. Here's the fuller comparison.

Money: Stripe can apply a reserve of up to 15% of your transactions for 120 days, without asking your permission. Artega can't, because it never holds your money at any point; our payment partner Wert converts your client's payment and sends it straight to your own wallet.

Your name: Stripe keeps your legal name on file regardless of what's displayed to the buyer. Artega doesn't ask for your legal name at all, only the name you choose to trade under, so there's nothing on our end to leak or surface later.

What kind of work is allowed: Stripe's Prohibited and Restricted Businesses list reserves the right to close accounts on that basis. Artega doesn't police your profession, only whether the work is legal.

Getting set up: Stripe's onboarding is automated approval with ticket-based support if something goes wrong. Artega gives every new seller a 1:1 concierge onboarding call with an actual person.

Booking: Stripe is payments-only; you'd need a separate third-party plugin to take a booking at all. Artega has booking, deposits, and payment in one flow from the start.

Sources: Terms.law: when Stripe holds your money · Stripe Prohibited and Restricted Businesses list · TechnologyAdvice on Stripe onboarding · MotoPress on Stripe's lack of native booking